Visa Virtual
Last updated
Last updated
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1. Virtual Cards with a Replenishable Balance
1.1. Perfect for regular purchases on foreign services, shopping, and hotel bookings.
1.2. The cards support 3D-Secure technology. Users receive authorization codes directly in the Telegram bot chat.
1.3. The validity period of a prepaid virtual card is 36 months from the date of issuance. After this period, the card will be automatically removed from the system along with any remaining balance.
2. Rates and Fees
2.1. The issuance fee for the card is $10. The card requires a minimum deposit and is issued with a balance of $10.
2.2. Payments and balance top-ups are made in USD from a cryptocurrency account.
2.3. The card can be topped up with any amount from $3 to $1,000 at the established exchange rate, which can be found in the “My Wallet” section. The minimum top-up amount via USDT (TRC20) is $3 + network fee.
2.4. The maximum monthly spending limit for the card is $4,000.
2.5. The monthly maintenance fee is $3.99. This fee is charged every 30 days from the date of issuance, and 3 days before the due date, you will receive a notification and a payment link.
2.6. If the maintenance fee is not paid on time, the card will be frozen. To unfreeze it, simply pay the last month’s fee of $3.99 using the link found in your personal account.
2.7. Upon expiration, the virtual card will be reissued for free, provided the maintenance fee has been paid on time.
2.8. Transaction fees:
2.5% per successful transaction (minimum $1.00). If the payment is made in a non-USD currency (multicurrency transaction), the fee is $1.00. If a transaction is repeatedly canceled, a fee of $1.00 is charged.
3. Refund Policy
3.1. Virtual cards under the Virtual plan are non-refundable and cannot be exchanged.
3.2. Funds deposited to a virtual card under the Virtual plan are non-refundable and can only be used for purchasing goods and services online.
4. Restrictions and Prohibitions
4.1. The cards do not support transferring unused balances or manually deleting them with a refund to the internal wallet. Funds can only be used for online payments.
4.2. The cards do not support contactless payments via Apple Pay or Google Pay. They are strictly for online purchases.
4.3. The cards do not support transfers or withdrawals to any other plastic or virtual cards.
4.4. Prohibited categories of goods and services: Payment for services containing 18+ content. Cryptocurrency exchanges and similar platforms. Online casinos and similar gambling services. Other platforms that violate the current legislation of the Russian Federation.
4.5. Payments in the currencies of sanctioned countries are strictly prohibited: Ukraine, Russia, Serbia, Pakistan, Belarus. If a transaction is made in the currencies of these countries, the virtual card and its balance will be automatically blocked by the issuing bank.
4.6. Multiple transactions with insufficient balance are not allowed. Users must check their card balance before making payments and unlink the card from subscription-based services that automatically charge fees. If misuse occurs, the card may be permanently blocked by the bank’s anti-fraud system without the possibility of recovery.
4.7 Any purchases from sellers or service providers located in, or billing from, the following countries are strictly prohibited:
Russia, Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Cameroon, Central African Republic, China, Crimea Region, Croatia, Cuba, Democratic Republic of the Congo, Ethiopia, Greece, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, North Macedonia, Mali, Moldova, Monaco, Montenegro, Montserrat, Mozambique, Myanmar/Burma, Namibia, Nicaragua, Nigeria, North Korea / Democratic People’s Republic of Korea, Panama, Philippines, Romania, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sudan, Syria, Tanzania, Tunisia, Turkey, Ukraine, Venezuela, Vietnam, Yemen, Zimbabwe.
If transactions are made in the currencies of these countries, the card and the funds on it may be automatically blocked by the issuing bank.
5. Support
5.1. For any additional questions, you can contact the Wanttopay support team. We are available from 08:00 to 20:00 (Moscow time) and are always happy to assist you.
6. Agreement
6.1. By purchasing a virtual card, you agree to all the terms and conditions of the Relopay service.