Rates for Virtual Cards

Below is a detailed breakdown of all applicable fees related to the use of your virtual card. This includes fees for top-ups, cryptocurrency conversion, transactions, and other service-related charges.

We strive to keep our fee structure transparent and easy to understand. In most cases, the final amount you pay already includes all applicable fees.

Key Points:

• Top-up and transaction fees are calculated in cryptocurrency (USDT).

• Conversion fees apply when crypto is converted to fiat at the time of purchase.

• Calculations may vary slightly depending on the current exchange rate and blockchain network load.

• No hidden charges — fees like inactivity, annual service, and card cancellation are completely free.

ℹ️ Note: All examples in the table below are provided for illustrative purposes. Actual amounts may differ slightly due to real-time exchange rates and network fees.

Fee Type	Rate	Example Calculation
Card Issuance / Replacement Fee	5 USD / 2 USD	—
Top-up Fee	1%	Example: For a top-up of 100 USDT: 100 × 1% = 1 USDT. Total: 101 USDT
Crypto Conversion Fee	1.9%	Example: Exchange rate is 1 USDT ≈ 0.998 USD. 100 / 0.998 = 100.2 USDT. 100.2 × 1.9% = 1.9 USDT. Total: 102.1 USDT
Transaction Fee	1 USD	Example: 100 USD + 1 USD = 101 USD. 101 / 0.998 = 101.2 USDT. 101.2 × 1.9% = 1.92 USDT. Total: 103.12 USDT
Exchange Rate Margin	Free	—
Annual Fee	Free	—
Inactivity Fee	Free	—
Card Cancellation Fee	Free	—